Second Chance Acceptance is a loan referral service through participating auto dealers. Some financing offers may not be available in your market. The terms for which you qualify will depend on your credit history and other factors. Down payment amount does not include government fees such as tax, title, and other related fees. To qualify for guaranteed credit approval, you must have a verifiable address, a current U.S. driver’s license, and meet the minimum requirement for down payment and monthly income for the selected finance company. Prices and requirements are subject to chance without notice. Testimonials are not actual consumers but demonstrate potential results.
Loan referral service is committed to safeguarding the information Users entrust to Loan referral service, and it believes every User should know how Loan referral service utilizes the information collected from the Website. This Website is not directed at children under 13 years of age.
Loan referral service and its trusted affiliates, independent contractors, and business partners may use personally identifiable information collected through the Website to contact Users regarding products and services, and otherwise to enhance Users' experiences with Loan referral service and such affiliates, independent contractors, and business partners. Loan referral service may also use information collected through our Website for research regarding the effectiveness of the Website and the marketing, advertising and sales efforts of Loan referral service, its trusted affiliates, independent contractors and business partners.
Loan referral service may disclose information collected from Users to trusted affiliates, independent contractors, and business partners who will use the information for the purposes outlined above. We may also disclose aggregate, anonymous data based on information collected from Users to investors and potential partners. Finally, we may transfer information collected from Users in connection with a sale of Loan referral service's business.
Loan referral service also reserves the right to disclose information if: (1) the disclosure is necessary or useful to our provision of services; (2) we believe in good faith the disclosure is required by law (such as a search warrant, subpoena or court order); (3) we believe in good faith the disclosure is necessary to protect our rights, interests, or property; or (4) we are acting in good faith to protect an individual’s personal safety.
Loan referral service may collect personally identifiable information (including demographic and biographic information, business affiliations, financial information, and survey responses) from Users in a variety of ways, including through online forms for ordering products and services, and other instances where Users are invited to volunteer such information. Information gathered from the Website may be combined and stored in a single central source.
Loan referral service may also collect information about how Users use our Website, for example, by tracking the number of unique views received by the pages of the Website, the domains from which Users originate, and User IP addresses. We may use "cookies" to track how Users use our Website. A cookie is a piece of software that a Web server can store on the Users' PC and use to identify the User should they visit the web site again. While not all of the information that we collect from Users is personally identifiable, it may be associated with personally identifiable information that Users provide us through our Website. If Loan referral service displays banner ads on the Website, these cookies may be used to collect and build anonymous behavioral profiles by advertising companies to deliver targeted ads and tracking referrals.
Under California's "Shine the Light" law, California residents who provide personal information in obtaining products or services for personal, family, or household use are entitled to request and obtain from us once a calendar year information about the customer information we shared, if any, with other businesses for their own direct marketing uses. If applicable, this information would include the categories of customer information and the names and addresses of those businesses with which we shared customer information for the immediately prior calendar year (e.g., requests made in 2013 will receive information regarding 2012 sharing activities).
To obtain this information on behalf of Loan referral service, please send an email message to with "Request for California Privacy Information" on the subject line and in the body of your message. We will provide the requested information to you at your e-mail address in response.